Ecosystem Structure

The CosmFinance ecosystem is architected across two foundational layers:


(1) Base Technology Layer: CosmChain

CosmChain serves as the infrastructure backbone for the entire CosmFinance ecosystem.

  • Powered by the innovative Proof of Liquidity (PoL) consensus mechanism

  • Designed specifically for:

    • High-throughput DeFi operations

    • Cross-chain asset interoperability

    • Optimized smart contract execution

Currently, all CosmFinance applications are deployed on BNB Chain. Upon CosmChain mainnet launch, the entire ecosystem will migrate to its native chain — unlocking full native performance and sovereignty.


(2) Core Application Layer

Application
Description

CosmBank

A reserve currency protocol based on the algorithmic non-stablecoin CSM. Initially deployed on BNB Chain, with a future 1:1 migration to CosmChain.

CosmHub

A cross-chain liquidity hub connecting Real-World Assets (RWA) to DeFi, leveraging PoL consensus for low-friction asset bridging.

CosmFund

An AI-driven asset management protocol executing real-time quantitative strategies in CosmChain's high-performance environment.

This two-layer architecture enables CosmFinance to deliver a seamless, scalable financial ecosystem — integrating next-gen DeFi primitives, real-world value anchoring, and AI-enhanced capital strategies.

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