Decentralized Stable Borrowing Protocol

CosmBank Flexi Loan is a decentralized borrowing facility that allows CSM holders to leverage their veCSM (vote-escrowed CSM) as collateral to borrow USDT/USDC (stablecoins on BNB Chain).

The protocol operates entirely on permissionless smart contracts —ensuring tamper-resistant, automated liquidity access without relying on traditional centralized lenders.

Moreover, the Flexi Loan design eliminates liquidation risks that typically exist in conventional DeFi lending platforms.